04.08.2008
Program Council meeting scheduled for 09 September 2008

The next meeting of the Program Council has been scheduled for September 09. The agenda includes continued discussion on the role of the so called compensation firms in asserting insurance claims. The Council has invited representatives of insurers and compensation firms to provide their stance on the issue.

02.06.2008
Program Council meeting of June 02

In the Association’s office on June 02, the Program Council held a meeting devoted to the operation of compensation firms, with guests from the Competition and Consumer Protection Office UOKiK, insurer PZU SA and Generali. The UOKiK reported on the Office’s activities concerning the examination of agreement forms used by compensation firms and presented the most common irregularities. The representatives of insurance companies discussed their experiences with the observed scale and specific activities of compensation firms in the context of current and new claims handling systems.

15.05.2008
General Assembly of Members of May 15

On May 15, 2008 the Association held a General Assembly of Members summarizing the year 2007, especially in terms of approval of the essential yearly reporting. The Assembly also approached some current organizational and statutory issues of the Association.

21.04.2008
Meeting of the Association’s Management Board of April 21

On April 21, 2008 Pro Motor’s Management Board held a meeting devoted to current affairs and acceptance of new members. The Board discussed further statutory actions taken esp. in the legislative area, as well as preparation of the annual General Assembly of Members to be held in May.

14.04.2008
Program Council meeting of April 14

In the office of the Association on April 14, 2008 the Program Council held a meeting together with the representatives of the Polish Chamber of Insurance PIU, Ministry of Finance, Insurance Ombudsman and Insurance Advice Bureau.

The chief topic was the operation of the so called compensation firms. Participants to the discussion raised the following aspects of intermediation in asserting insurance claims:

• Asserting insurance claims compared to other financial services,
• Compensation firms in the context of legal assistance provided by legal counsels and lawyers (accessibility),
• Activities of compensation firms classified as insurance mediation (brokerage),
• Reasons for increased demand for the services provided by compensation firms,
• Organization and standardization of the activities of compensation firms, methods of operation,
• International experiences,
• Possible legislative initiatives, e.g. bringing the activities of compensation firms under administrative regulation to a certain extent,
• Activities increasing insurance awareness of customers, education,
• Activities of insurance companies towards development and improvement on the quality of claims handling.

Council Chairman prof. J. Monkiewicz concluded that in the light of analyses carried out by the Association the current knowledge concerning the discussed issue does not give sufficient grounds for radical action, both in terms of practice and legislation. The Association is planning to continue the project, with statistical information being collected, which will allow determining (projecting) the scope of irregularities. Broadcast by the media, it is the irregularities that impact the perception of the issue. The aim is therefore to ensure professional assistance to the recipients of insurance services and to create a legal and practical framework for the functioning of such assistance. The Chairman stressed the fact that cooperation of many institutions and the Association’s readiness to coordinate such cooperation is essential. What is also needed is urgent preparation of a better diagnosis, which cannot be developed without a more comprehensive empirical study. Data bases held by the Polish Chamber of Insurance, Insurance Ombudsman and the Financial Supervision Authority KNF are of particular significance. It is vital that the compensation firms themselves also cooperate and that their best practices are promoted. The Chairman suggested inviting the representatives of the KNF and Consumer and Competition Protection Authority UOKIK to the next Council meeting.

25.02.2008
Program Council meeting of February 25

The Program Council held a meeting on February 25, 2008. Discussion focused on legislation issues relating to the Association’s activities. Legislative work concentrates on amendments to current regulations on compulsory insurance which raise important issues influencing the condition of the market and its proper functioning, amendments to the law aiming to eliminate the current doubtful interpretations, and development of comprehensive solutions and changes to „cleanse” the current law. The Council accepted the scope of regulations to be presented as the Association’s initiatives to respective authorities, including in particular the application of the so called prolongation clause, VAT, bonus/malus system and alternative allocation of registration fee introduced in 2003 and paid towards the Central Register of Vehicles and Drivers CEPiK.
 

04.02.2008
Management Board meeting of February 04

On February 04, 2008 the Management Board of Pro Motor held a meeting devoted to its initiative to amend the current regulations on compulsory insurances. The discussion focused on the following issues:

• Cross-border traffic, vehicle registration and insurance coverage,
• Insurance offer and obligation to take out insurance, beginning of liability period,
• Insurer’s right to cancel a contract (withdraw from a contract) in the case of notorious evasion of premium or installment payment,
• Cancellation of the prolongation clause where vehicle ownership changes or vehicle is otherwise transferred from the insuring person to (new) owner,
• Exclusion of liability (joint ownership and liability against third parties),
• Temporary withdrawal from traffic in the context of insurance price,
• VAT,
• Obligation to provide information on insurance history and basis for price increases or reductions,
• MTPL contract documentation in direct channel sales.

27.11.2007
General Assembly of Members

On November 27, 2007 the General Assembly of Members gathered to discuss the Association’s organizational and statutory affairs. The Assembly defined the value and rules for payment of membership fees, adopted regulations for the General Assembly of Members, Program Council, Commission of Inspection, and the Management Board. The Assembly resolved on the Association’s program and approved the activity plan of the Association for 2008.

14.11.2007
Management Board meeting of November 14, 2007

In the office of the Association on November 14, 2007, the Management Board held its second meeting. The Board adopted the Association’s activity plan for 2008 and determined the rules for payment of membership fees.

The Management Board summarized program efforts so far and considered the Council’s objectives for the activity plan to be approved by the General Assembly of Members. Board members summarized the current statutory activities in the context of present and expected market changes. They agreed to intensify the current communication with state authorities, market entities and the press.

The Board also discussed the meeting of the Board with Stanisław Kluza, Chairman of the Financial Supervision Authority KNF, as well as the Association’s proposals to amend respective regulations to allow the introduction of a modern bonus-malus system and establish an insurance price growth index (under working name Pro Motor Index).

11.10.2007
Management Board meeting of October 11, 2007

On October 11, 2007 the Management Board of Pro Motor held its first meeting. The meeting was devoted to organizational issues related to registration in the court register KRS, work on the activity plan for 2007 and 2008, and preparation of the General Assembly of Members, which will approve the Association’s internal documentation and define membership fees.